/* =============================================================================
   comparaseguros.es · Hoja de estilos
   Paleta: marino #0F2E44 · azafrán #F5B400 · verde ahorro #128A66
   Tipografía: Bricolage Grotesque (titulares) · Public Sans (texto)
   ============================================================================= */

:root {
  --navy: #0F2E44;
  --navy-hover: #163E5A;
  --navy-deep: #0A2033;
  --azafran: #F5B400;
  --azafran-hover: #E0A500;
  --azafran-text: #4A3A00;
  --verde: #128A66;
  --verde-bg: #DDF3EA;
  --verde-text: #0E6B4F;
  --ambar-bg: #FFF1CC;
  --ambar-text: #7A5A00;
  --error: #B42318;

  --ground: #F3F6F6;
  --surface: #FFFFFF;
  --tint: #E6F0F4;
  --line: #DCE4E7;
  --line-soft: #E1E8EB;
  --input: #C9D4DA;
  --text: #14232C;
  --muted: #55666F;
  --muted-navy: #B7C6D0;
  --placeholder: #8A9AA3;

  --font-display: 'Bricolage Grotesque', 'Segoe UI', system-ui, sans-serif;
  --font-body: 'Public Sans', system-ui, -apple-system, 'Segoe UI', sans-serif;

  --container: 1280px;
  --gutter: clamp(16px, 5vw, 80px);
  --cabecera-alto: 80px;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--ground);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3 { font-family: var(--font-display); color: var(--navy); margin: 0; line-height: 1.1; letter-spacing: -0.02em; text-wrap: balance; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
a { color: var(--navy); }
img { max-width: 100%; height: auto; }
button { font: inherit; }
[id] { scroll-margin-top: calc(var(--cabecera-alto) + 16px); }
:focus-visible { outline: 3px solid var(--azafran); outline-offset: 2px; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

.saltar { position: absolute; left: -999px; top: 0; background: var(--navy); color: #fff; padding: 8px 12px; border-radius: 8px; z-index: 100; }
.saltar:focus { left: 16px; top: 16px; }

.icono { display: inline-block; width: 1em; height: 1em; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; flex-shrink: 0; vertical-align: middle; }
.icono--relleno { fill: currentColor; stroke: none; }

.contenedor { max-width: var(--container); margin-inline: auto; padding-inline: var(--gutter); }
.seccion { padding-block: clamp(56px, 8vw, 88px); }
.seccion--blanca { background: var(--surface); border-top: 1px solid var(--line); }
.seccion--navy { background: var(--navy); color: #fff; }
.seccion--navy h2 { color: #fff; }
.seccion--navy .sub-seccion { color: var(--muted-navy); }

.seccion__cabecera { display: flex; flex-direction: column; gap: 10px; margin-bottom: clamp(24px, 4vw, 40px); }
.seccion__cabecera--sin-margen { margin-bottom: 0; }
.seccion__cabecera--fila { flex-direction: row; align-items: flex-end; justify-content: space-between; gap: 24px 40px; flex-wrap: wrap; }
.seccion__cabecera--fila > div { display: flex; flex-direction: column; gap: 10px; }
.seccion h2 { font-size: clamp(30px, 3vw, 40px); font-weight: 800; }
.titulo-ancho { max-width: 720px; }
.sub-seccion { font-size: clamp(16px, 1.3vw, 18px); color: var(--muted); max-width: 640px; }
.etiqueta { font-size: 13px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); text-align: center; }

.solo-movil { display: none; }

/* ---------- Botones y enlaces ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  height: 44px; padding: 0 20px; border-radius: 10px; border: 1.5px solid transparent;
  font-weight: 700; font-size: 15px; text-decoration: none; cursor: pointer; white-space: nowrap;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
}
.btn .icono { width: 20px; height: 20px; stroke-width: 2.2; }
.btn--primario { background: var(--azafran); color: var(--text); }
.btn--primario:hover { background: var(--azafran-hover); color: var(--text); }
.btn--secundario { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn--secundario:hover { background: var(--tint); }
.btn--navy { background: var(--navy); color: #fff; }
.btn--navy:hover { background: var(--navy-hover); color: #fff; }
.btn--grande { height: 56px; font-size: 17px; border-radius: 12px; width: 100%; }
.enlace-flecha { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; color: var(--navy); text-decoration: none; white-space: nowrap; }
.enlace-flecha .icono { width: 18px; height: 18px; stroke-width: 2.2; }
.enlace-flecha:hover { text-decoration: underline; text-underline-offset: 4px; }

/* ---------- Cabecera ---------- */
.cabecera { position: sticky; top: 0; z-index: 50; background: var(--surface); border-bottom: 1px solid var(--line); transition: box-shadow 0.2s; }
.cabecera.con-sombra { box-shadow: 0 8px 24px -16px rgba(15, 46, 68, 0.35); }
.cabecera__inner { height: var(--cabecera-alto); display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); font-family: var(--font-display); font-weight: 800; font-size: 22px; letter-spacing: -0.01em; }
.logo img { width: 34px; height: 34px; }
.logo em { font-style: normal; color: var(--azafran); }
.nav-principal { display: flex; gap: 32px; font-weight: 600; font-size: 15px; }
.nav-principal a { text-decoration: none; color: var(--text); }
.nav-principal a:hover { color: var(--navy); text-decoration: underline; text-underline-offset: 6px; }
.cabecera__acciones { display: flex; align-items: center; gap: 12px; }
.btn-menu { display: none; width: 44px; height: 44px; border: 0; background: transparent; color: var(--navy); cursor: pointer; align-items: center; justify-content: center; padding: 0; }
.btn-menu .icono { width: 26px; height: 26px; stroke-width: 2; }
.btn-menu .icono--cerrar { display: none; }
.btn-menu[aria-expanded="true"] .icono--menu { display: none; }
.btn-menu[aria-expanded="true"] .icono--cerrar { display: inline-block; }
.nav-movil { display: none; flex-direction: column; border-top: 1px solid var(--line); background: var(--surface); padding: 4px var(--gutter) 12px; }
.nav-movil:not([hidden]) { display: flex; }
.nav-movil a { padding: 14px 0; font-weight: 600; text-decoration: none; color: var(--text); border-bottom: 1px solid var(--line); }
.nav-movil a:last-child { border-bottom: 0; }

/* ---------- Hero ---------- */
.hero { background: var(--surface); }
.hero__inner { padding-block: 72px 64px; display: grid; grid-template-columns: minmax(0, 1fr) 560px; gap: 64px; align-items: start; }
.hero__texto { display: flex; flex-direction: column; gap: 24px; padding-top: 24px; }
.eyebrow { display: inline-flex; align-self: flex-start; align-items: center; gap: 8px; min-height: 32px; padding: 6px 14px; border-radius: 999px; background: var(--tint); color: var(--navy); font-size: 13px; font-weight: 600; letter-spacing: 0.02em; line-height: 1.3; }
.eyebrow .icono { width: 16px; height: 16px; stroke-width: 2; }
.hero h1 { font-size: clamp(40px, 4.6vw, 62px); line-height: 1.02; letter-spacing: -0.025em; font-weight: 800; }
.hero__sub { font-size: clamp(17px, 1.5vw, 20px); color: var(--muted); max-width: 540px; }
.lista-check { display: flex; flex-direction: column; gap: 12px; font-weight: 500; }
.lista-check li { display: flex; align-items: center; gap: 10px; }
.lista-check .icono { width: 22px; height: 22px; color: var(--verde); stroke-width: 2.4; }
.valoracion { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; font-size: 15px; }
.valoracion strong { color: var(--navy); font-variant-numeric: tabular-nums; }
.valoracion > span:last-child { color: var(--muted); }
.estrellas { display: inline-flex; gap: 2px; color: var(--azafran); }
.estrellas .icono { width: 18px; height: 18px; }
.estrellas .icono.apagada { color: var(--line); }

/* ---------- Widget de comparación ---------- */
.widget { background: var(--surface); border: 1px solid var(--line); border-radius: 20px; padding: 28px; box-shadow: 0 24px 48px -24px rgba(15, 46, 68, 0.35); display: flex; flex-direction: column; gap: 18px; }
.widget__cabecera { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
.widget__cabecera h2 { font-size: 22px; font-weight: 700; letter-spacing: -0.01em; }
.widget__tiempo { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 600; color: var(--verde); white-space: nowrap; }
.widget__tiempo .icono { width: 16px; height: 16px; stroke-width: 2; }
.widget__tabs { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 10px; }
.tab { height: 84px; border: 1.5px solid var(--line-soft); background: var(--ground); color: var(--navy); border-radius: 12px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 8px; font-weight: 600; font-size: 13px; cursor: pointer; padding: 0; transition: background 0.15s, border-color 0.15s, color 0.15s; }
.tab .icono { width: 26px; height: 26px; }
.tab:hover { border-color: var(--navy); }
.tab[aria-pressed="true"] { background: var(--navy); border-color: var(--navy); color: #fff; }
.widget__campos { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.campo { display: flex; flex-direction: column; gap: 6px; }
.campo label { font-size: 14px; font-weight: 600; }
.campo input { height: 52px; border: 1.5px solid var(--input); border-radius: 10px; padding: 0 14px; font: 500 16px var(--font-body); color: var(--text); background: var(--surface); width: 100%; }
.campo input::placeholder { color: var(--placeholder); }
.campo input:focus { border-color: var(--navy); outline: 3px solid rgba(15, 46, 68, 0.15); outline-offset: 0; }
.campo input.es-error { border-color: var(--error); }
.widget__ayuda { display: flex; align-items: flex-start; gap: 8px; font-size: 14px; line-height: 1.45; color: var(--muted); }
.widget__ayuda .icono { width: 18px; height: 18px; color: var(--navy); stroke-width: 2; margin-top: 1px; }
.widget__micro { display: flex; justify-content: center; gap: 20px; flex-wrap: wrap; font-size: 13px; font-weight: 500; color: var(--muted); }
.widget__micro span { display: inline-flex; align-items: center; gap: 6px; }
.widget__micro .icono { width: 15px; height: 15px; stroke-width: 2; }

/* ---------- Cifras ---------- */
.cifras { background: var(--surface); border-block: 1px solid var(--line); }
.cifras__inner { padding-block: 28px; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 32px; }
.cifra { display: flex; flex-direction: column; gap: 4px; padding-left: 20px; border-left: 1px solid var(--line); }
.cifra strong { font-family: var(--font-display); font-weight: 800; font-size: 34px; line-height: 1.1; color: var(--navy); font-variant-numeric: tabular-nums; }
.cifra strong.verde { color: var(--verde); }
.cifra span { font-size: 14px; color: var(--muted); }

/* ---------- Aseguradoras ---------- */
.aseguradoras__inner { padding-block: 32px; display: flex; flex-direction: column; gap: 20px; align-items: center; }
.aseguradoras__lista { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px 24px; width: 100%; font-family: var(--font-display); font-weight: 700; font-size: 20px; color: #7A8A93; letter-spacing: 0.02em; }
.aseguradoras__lista .mas { font-family: var(--font-body); font-size: 14px; font-weight: 600; color: var(--navy); letter-spacing: 0; align-self: center; }

/* ---------- Productos ---------- */
.productos-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.tarjeta-producto { text-decoration: none; color: inherit; background: var(--surface); border: 1px solid var(--line); border-radius: 16px; padding: 24px; display: flex; flex-direction: column; gap: 14px; transition: border-color 0.15s, transform 0.15s, box-shadow 0.15s; }
.tarjeta-producto:hover { border-color: var(--navy); transform: translateY(-2px); box-shadow: 0 16px 32px -24px rgba(15, 46, 68, 0.4); }
.chip-icono { width: 48px; height: 48px; border-radius: 12px; background: var(--tint); color: var(--navy); display: flex; align-items: center; justify-content: center; }
.chip-icono .icono { width: 26px; height: 26px; }
.tarjeta-producto h3 { font-size: 21px; font-weight: 700; }
.tarjeta-producto p { font-size: 15px; color: var(--muted); flex-grow: 1; }
.tarjeta-producto .enlace-flecha { font-size: 15px; }

/* ---------- Cómo funciona ---------- */
.pasos { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 40px; }
.paso { display: flex; flex-direction: column; gap: 14px; padding-top: 24px; border-top: 3px solid var(--azafran); }
.paso__num { font-family: var(--font-display); font-weight: 800; font-size: 44px; line-height: 1; color: var(--navy); font-variant-numeric: tabular-nums; }
.paso h3 { font-size: 24px; font-weight: 700; }
.paso p { color: var(--muted); line-height: 1.6; }

/* ---------- Resultados ---------- */
.resultados__cabecera { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px 40px; margin-bottom: clamp(24px, 4vw, 40px); flex-wrap: wrap; }
.resultados__nota { font-size: 13px; color: var(--muted-navy); }
.panel { background: var(--surface); color: var(--text); border-radius: 16px; overflow: hidden; display: flex; flex-direction: column; }
.panel__barra { display: flex; align-items: center; justify-content: space-between; gap: 12px 16px; padding: 18px 24px; border-bottom: 1px solid var(--line); background: var(--ground); flex-wrap: wrap; }
.panel__contexto { display: flex; align-items: center; gap: 12px; font-size: 15px; font-weight: 600; color: var(--navy); }
.panel__contexto .icono { width: 22px; height: 22px; }
.panel__orden { display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 600; flex-wrap: wrap; }
.panel__orden > span { color: var(--muted); }
.pildora { height: 34px; padding: 0 14px; border-radius: 999px; border: 1.5px solid var(--input); background: var(--surface); color: var(--navy); font: 600 13px var(--font-body); cursor: pointer; }
.pildora[aria-pressed="true"] { background: var(--navy); border-color: var(--navy); color: #fff; }
.oferta { display: grid; grid-template-columns: 200px minmax(0, 1fr) 180px 150px; gap: 24px; align-items: center; padding: 22px 24px; border-bottom: 1px solid var(--line); }
.oferta__aseguradora { display: flex; flex-direction: column; gap: 6px; }
.oferta__aseguradora strong { font-family: var(--font-display); font-size: 19px; font-weight: 700; color: var(--navy); }
.etiqueta-mini { align-self: flex-start; font-size: 12px; font-weight: 700; padding: 3px 8px; border-radius: 999px; white-space: nowrap; }
.etiqueta-mini--verde { background: var(--verde-bg); color: var(--verde-text); }
.etiqueta-mini--ambar { background: var(--ambar-bg); color: var(--ambar-text); }
.oferta__coberturas { display: flex; flex-direction: column; gap: 8px; }
.oferta__coberturas strong { font-size: 15px; font-weight: 600; }
.chips { display: flex; flex-wrap: wrap; gap: 6px; font-size: 13px; font-weight: 500; color: var(--navy); }
.chips span { padding: 4px 10px; border-radius: 999px; background: var(--tint); }
.oferta__precio { display: flex; flex-direction: column; align-items: flex-end; gap: 2px; font-variant-numeric: tabular-nums; }
.oferta__precio strong { font-family: var(--font-display); font-weight: 800; font-size: 28px; line-height: 1.1; color: var(--navy); }
.oferta__precio strong small { font-size: 15px; font-weight: 600; color: var(--muted); }
.oferta__precio span { font-size: 13px; color: var(--muted); }
.oferta .btn { height: 46px; }
.panel__pie { display: flex; align-items: center; justify-content: space-between; gap: 8px 12px; padding: 16px 24px; border-top: 1px solid var(--line); background: var(--ground); font-size: 14px; color: var(--muted); flex-wrap: wrap; }

/* ---------- Diferenciadores ---------- */
.ventajas { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 32px; }
.ventaja { display: flex; flex-direction: column; gap: 16px; }
.ventaja__icono { width: 52px; height: 52px; border-radius: 14px; background: var(--navy); color: var(--azafran); display: flex; align-items: center; justify-content: center; }
.ventaja__icono .icono { width: 26px; height: 26px; }
.ventaja h3 { font-size: 22px; font-weight: 700; }
.ventaja p { color: var(--muted); line-height: 1.6; }

/* ---------- Opiniones ---------- */
.opiniones__inner { display: grid; grid-template-columns: 340px minmax(0, 1fr); gap: 64px; align-items: start; }
.opiniones__resumen { display: flex; flex-direction: column; gap: 16px; }
.opiniones__resumen p { font-size: 15px; color: var(--muted); line-height: 1.6; }
.opiniones__resumen .enlace-flecha { align-self: flex-start; }
.nota-grande { display: flex; align-items: center; gap: 12px; margin-top: 8px; }
.nota-grande strong { font-family: var(--font-display); font-weight: 800; font-size: 56px; line-height: 1; color: var(--navy); font-variant-numeric: tabular-nums; }
.nota-grande div { display: flex; flex-direction: column; gap: 4px; }
.nota-grande .estrellas .icono { width: 20px; height: 20px; }
.nota-grande span:not(.estrellas) { font-size: 14px; color: var(--muted); }
.opiniones__lista { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.opinion { margin: 0; background: var(--ground); border-radius: 16px; padding: 24px; display: flex; flex-direction: column; gap: 16px; }
.opinion .estrellas .icono { width: 16px; height: 16px; }
.opinion blockquote { margin: 0; line-height: 1.6; flex-grow: 1; }
.opinion figcaption { display: flex; flex-direction: column; gap: 2px; font-size: 14px; }
.opinion figcaption strong { color: var(--navy); }
.opinion figcaption span { color: var(--muted); }

/* ---------- Guías ---------- */
.guias-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.guia { text-decoration: none; color: inherit; background: var(--surface); border: 1px solid var(--line); border-radius: 16px; overflow: hidden; display: flex; flex-direction: column; transition: border-color 0.15s, transform 0.15s; }
.guia:hover { border-color: var(--navy); transform: translateY(-2px); }
.guia__portada { height: 160px; display: flex; align-items: center; justify-content: center; }
.guia__portada .icono { width: 56px; height: 56px; stroke-width: 1.5; }
.guia__portada--coche { background: var(--tint); color: var(--navy); }
.guia__portada--hogar { background: var(--ambar-bg); color: var(--ambar-text); }
.guia__portada--salud { background: var(--verde-bg); color: var(--verde-text); }
.guia__cuerpo { padding: 24px; display: flex; flex-direction: column; gap: 12px; }
.guia__meta { font-size: 13px; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); }
.guia h3 { font-size: 21px; font-weight: 700; line-height: 1.25; }

/* ---------- FAQ ---------- */
.faq__inner { display: grid; grid-template-columns: 400px minmax(0, 1fr); gap: 64px; align-items: start; }
.faq__intro { display: flex; flex-direction: column; gap: 16px; }
.faq__intro p { color: var(--muted); line-height: 1.6; }
.faq__intro .btn { align-self: flex-start; margin-top: 8px; height: 46px; }
.faq__intro .btn .icono { stroke-width: 2; }
.faq__lista { border-bottom: 1px solid var(--line); }
.faq__item { border-top: 1px solid var(--line); }
.faq__item summary { list-style: none; display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 22px 0; cursor: pointer; font-weight: 600; font-size: 18px; color: var(--navy); }
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after { content: "+"; flex-shrink: 0; width: 32px; height: 32px; border-radius: 999px; background: var(--tint); display: flex; align-items: center; justify-content: center; font-size: 20px; font-weight: 500; line-height: 1; }
.faq__item[open] summary::after { content: "−"; }
.faq__item p { margin: 0 0 24px; color: var(--muted); line-height: 1.6; max-width: 680px; }

/* ---------- CTA final ---------- */
.cta-final { background: var(--azafran); }
.cta-final__inner { padding-block: clamp(48px, 6vw, 80px); display: flex; align-items: center; justify-content: space-between; gap: 24px 40px; flex-wrap: wrap; }
.cta-final h2 { color: var(--text); font-size: clamp(30px, 3vw, 40px); font-weight: 800; }
.cta-final p { font-size: 18px; color: var(--azafran-text); margin-top: 8px; }
.cta-final .btn { height: 60px; padding: 0 32px; font-size: 17px; border-radius: 12px; flex-shrink: 0; }

/* ---------- Pie ---------- */
.pie { background: var(--navy-deep); color: var(--muted-navy); }
.pie__inner { padding-block: 64px 40px; display: flex; flex-direction: column; gap: 40px; }
.pie__grid { display: grid; grid-template-columns: 1.4fr repeat(4, minmax(0, 1fr)); gap: 40px; }
.pie__marca { display: flex; flex-direction: column; gap: 16px; }
.pie .logo { color: #fff; font-size: 20px; align-self: flex-start; }
.pie .logo img { width: 30px; height: 30px; }
.pie__marca p { font-size: 14px; line-height: 1.6; max-width: 360px; }
.pie__registro { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 600; color: #fff; }
.pie__registro .icono { width: 18px; height: 18px; color: var(--azafran); stroke-width: 2; }
.pie__col { display: flex; flex-direction: column; gap: 12px; font-size: 14px; }
.pie__col strong { font-weight: 700; color: #fff; font-size: 13px; letter-spacing: 0.06em; text-transform: uppercase; }
.pie__col a { color: var(--muted-navy); text-decoration: none; }
.pie__col a:hover { color: #fff; text-decoration: underline; text-underline-offset: 4px; }
.pie__legal { border-top: 1px solid #1F3A50; padding-top: 24px; display: flex; flex-direction: column; gap: 12px; font-size: 12px; line-height: 1.6; color: #8FA3B1; }

/* ---------- Páginas simples (comparar.php, legal.php) ---------- */
.pagina-simple__inner { padding-block: clamp(40px, 6vw, 80px); display: flex; justify-content: center; }
.tarjeta-simple { width: 100%; max-width: 640px; background: var(--surface); border: 1px solid var(--line); border-radius: 20px; padding: clamp(24px, 4vw, 40px); display: flex; flex-direction: column; gap: 20px; box-shadow: 0 24px 48px -24px rgba(15, 46, 68, 0.25); }
.tarjeta-simple h1 { font-size: clamp(28px, 3.5vw, 40px); font-weight: 800; }
.tarjeta-simple__texto { color: var(--muted); line-height: 1.6; }
.resumen { margin: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.resumen div { background: var(--ground); border-radius: 12px; padding: 14px 16px; display: flex; flex-direction: column; gap: 4px; }
.resumen dt { font-size: 13px; font-weight: 600; color: var(--muted); }
.resumen dd { margin: 0; font-family: var(--font-display); font-size: 20px; font-weight: 700; color: var(--navy); overflow-wrap: anywhere; }
.aviso { display: flex; align-items: flex-start; gap: 10px; padding: 14px 16px; border-radius: 12px; background: var(--ambar-bg); color: var(--ambar-text); font-size: 14px; line-height: 1.5; }
.aviso .icono { width: 20px; height: 20px; stroke-width: 2; margin-top: 1px; }
.acciones { display: flex; gap: 12px; flex-wrap: wrap; }

.legal__inner { padding-block: clamp(40px, 6vw, 80px); display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: 48px; align-items: start; }
.legal__nav { display: flex; flex-direction: column; gap: 4px; position: sticky; top: calc(var(--cabecera-alto) + 24px); }
.legal__nav a { padding: 10px 14px; border-radius: 10px; text-decoration: none; font-weight: 600; color: var(--text); }
.legal__nav a:hover { background: var(--tint); }
.legal__nav a[aria-current="page"] { background: var(--navy); color: #fff; }
.prosa { background: var(--surface); border: 1px solid var(--line); border-radius: 20px; padding: clamp(24px, 4vw, 48px); display: flex; flex-direction: column; gap: 18px; max-width: 760px; }
.prosa h1 { font-size: clamp(28px, 3.5vw, 40px); font-weight: 800; }
.prosa p { line-height: 1.7; }
.prosa .resumen { grid-template-columns: 1fr; }
.prosa .pendiente { padding: 14px 16px; border-radius: 12px; background: var(--ambar-bg); color: var(--ambar-text); font-size: 14px; }
.prosa__fecha { font-size: 13px; color: var(--muted); }

/* =============================================================================
   Responsive
   ============================================================================= */
@media (max-width: 1024px) {
  :root { --cabecera-alto: 64px; }
  .nav-principal { display: none; }
  .btn-menu { display: flex; }
  .logo { font-size: 19px; }
  .logo img { width: 30px; height: 30px; }
  .cabecera__acciones .btn--primario { height: 40px; padding: 0 14px; font-size: 14px; }

  .hero__inner { grid-template-columns: 1fr; gap: 40px; padding-block: 40px 48px; }
  .hero__texto { padding-top: 0; gap: 20px; }

  .productos-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }

  .pasos { grid-template-columns: 1fr; gap: 24px; }
  .paso { display: grid; grid-template-columns: 44px minmax(0, 1fr); gap: 8px 16px; padding-top: 20px; }
  .paso__num { grid-row: span 2; font-size: 40px; }
  .paso h3 { font-size: 20px; }
  .paso p { font-size: 15px; }

  .ventajas { grid-template-columns: repeat(2, minmax(0, 1fr)); }

  .opiniones__inner { grid-template-columns: 1fr; gap: 32px; }
  .opiniones__lista { grid-template-columns: 1fr; gap: 12px; }
  .nota-grande strong { font-size: 48px; }
  .opinion { padding: 20px; border-radius: 14px; gap: 12px; font-size: 15px; }

  .guias-grid { grid-template-columns: 1fr; gap: 12px; }
  .guia { display: grid; grid-template-columns: 96px minmax(0, 1fr); border-radius: 14px; }
  .guia__portada { height: 100%; min-height: 96px; }
  .guia__portada .icono { width: 40px; height: 40px; }
  .guia__cuerpo { padding: 16px; gap: 8px; }
  .guia__meta { font-size: 12px; }
  .guia h3 { font-size: 16px; line-height: 1.3; }

  .faq__inner { grid-template-columns: 1fr; gap: 20px; }
  .faq__item summary { font-size: 16px; padding: 18px 0; }
  .faq__item p { font-size: 15px; margin-bottom: 20px; }

  .pie__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .pie__marca { grid-column: 1 / -1; }

  .legal__inner { grid-template-columns: 1fr; gap: 24px; }
  .legal__nav { position: static; flex-direction: row; flex-wrap: wrap; }
}

@media (max-width: 900px) {
  .oferta { display: flex; flex-wrap: wrap; gap: 10px; padding: 16px; }
  .oferta__aseguradora { width: 100%; flex-direction: row; align-items: center; justify-content: space-between; }
  .oferta__aseguradora strong { font-size: 17px; }
  .oferta__coberturas { width: 100%; }
  .oferta__precio { flex: 1; align-items: flex-start; }
  .oferta__precio strong { font-size: 24px; }
  .oferta .btn { height: 44px; padding: 0 18px; }
  .panel__barra { padding: 14px 16px; }
  .panel__contexto { font-size: 13px; }
  .panel__contexto .icono { display: none; }
  .panel__pie { padding: 12px 16px; font-size: 12px; }
}

@media (max-width: 768px) {
  .cifras__inner { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px 16px; padding-block: 24px; }
  .cifra { padding-left: 14px; }
  .cifra strong { font-size: 28px; }
  .cifra span { font-size: 13px; }
  .aseguradoras__inner { padding-block: 24px; gap: 14px; }
  .aseguradoras__lista { justify-content: center; font-size: 15px; gap: 12px 20px; }
}

@media (max-width: 640px) {
  .solo-escritorio { display: none; }
  .solo-movil { display: inline; }

  .hero h1 { font-size: 40px; }
  .lista-check { font-size: 15px; gap: 10px; }
  .lista-check .icono { width: 20px; height: 20px; }

  .widget { padding: 20px; border-radius: 18px; gap: 14px; }
  .widget__cabecera h2 { font-size: 19px; }
  .widget__tabs { gap: 8px; }
  .tab { height: 74px; font-size: 12px; }
  .tab .icono { width: 24px; height: 24px; }
  .widget__campos { grid-template-columns: 1fr; }
  .widget__ayuda { font-size: 13px; }
  .widget__micro { gap: 14px; font-size: 12px; }

  .productos-grid { gap: 12px; }
  .tarjeta-producto { padding: 16px; gap: 10px; border-radius: 14px; }
  .chip-icono { width: 40px; height: 40px; border-radius: 10px; }
  .chip-icono .icono { width: 22px; height: 22px; }
  .tarjeta-producto h3 { font-size: 17px; }
  .tarjeta-producto p { font-size: 13px; }
  .tarjeta-producto .enlace-flecha { display: none; }

  .ventajas { grid-template-columns: 1fr; gap: 24px; }
  .ventaja { display: grid; grid-template-columns: 48px minmax(0, 1fr); gap: 6px 16px; }
  .ventaja__icono { width: 48px; height: 48px; border-radius: 12px; grid-row: span 2; }
  .ventaja h3 { font-size: 19px; }
  .ventaja p { font-size: 15px; }

  .cta-final__inner { flex-direction: column; align-items: stretch; gap: 16px; }
  .cta-final .btn { height: 56px; font-size: 16px; padding: 0 20px; }
  .cta-final p { font-size: 16px; }

  .pie__inner { padding-block: 40px 32px; gap: 28px; }
  .pie__grid { gap: 24px 16px; }
  .pie__legal { font-size: 11px; }

  .resumen { grid-template-columns: 1fr; }
  .acciones .btn { flex: 1; }
}